Financial & Rating Analyst

Main Responsabilities:

Harvesting of fundamental information. Production of Rating & Risk assessments:

- Contact companies and conducting online interviews aimed at harvesting meaningful in-depth financial & business information entailed in the Rating & Risk assessment process. Gathering & scouting for additional information (e.g. ownership, payment behaviour towards peers & State, sectorial considerations, etc) compulsory in devising a more complete Rating & Risk Assessment;

- Writing Debtor Risk Assessments devised for putting forth a complete risk profile of the subject Debtor while advocating for optimal exposure recommendation. Main focus on Entities part of Constructions Sector whereby both credit default risk as well as performance risk need to be assessed and scaled;

- Debating the produced Debtor Risk Assessments within the recurrent sessions of Coface Romania Risk Committee;

- Monitoring sensitive files, sending warning signals on specific events to Insurance Underwriting as well as to other involved COFACE departments;

- Handling worklist tasks generated out of the automatic workflow in a timely and efficient manner ensuring SLAs are observed.

- Producing & validating ratings according to Group delegation rules.

Communication:

- Pro-actively builds and maintains good working relationships with Underwriting and Information colleagues.

- Communicates to underwriters and management any adverse information which is relevant in the process of exposure review.

Compliance:

- Ensures compliance with regulations and procedures as ruled by COFACE and external governing bodies.

Requirements

Requirements:

Minimum 2 years’ experience in corporate financial analysis

Economic university graduate – financial bachelor degree is compulsory.

Advanced communication skills

Very good command of written and spoken English

Accuracy and detail oriented person