Senior Software Engineer

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Repayment UX Engineering team is growing and looking for a Senior Software Engineer specializing in Backend development. We’re a full-stack engineering team located entirely in Europe. We build and own user flows that enable tens of millions of consumers to repay loans worth over $20B each year. We continuously innovate to make the flow more user-friendly, more effective, and adapt to the needs of our rapidly expanding business. Our work is agile and fast-paced, shipping new code to production almost every two-week sprint, and rigorously measuring the impact it has on the behavior of our users.

This role requires a high level of technical capability, strong cross-functional communication, and a creative mindset. There’s a very high degree of ownership in the role: you will know precisely what your objectives are, you’ll get everything you need to achieve those objectives, and you’ll be free to choose your own path to reach them. You’ll have the opportunity to share your knowledge with others, and learn from very experienced teammates and collaborators. Come join us!

What You’ll Do

• Contribute to the design and implementation of large scale and low latency services, elegant abstractions, shareable libraries, and robust APIs.
• Influence strategic and tactical decisions related to our product, platform and success metrics.
• Identify stakeholders, gather their needs and opinions, advocate for ideas and initiatives, and create a common understanding where all voices are heard.
• Partner with engineers, other engineering teams and third-party vendors to develop reliable and scalable solutions to a wide range of problems.
• Collaborate with cross-functional partners like product managers, designers and analysts to deliver an outstanding, high quality experience to our users. The vast majority of people you’ll interact with day to day are located in a compatible timezone.
• Lead and mentor engineers to help them succeed and grow. Provide them with the right context and train them to take ownership of their respective pieces of our initiatives.
• Review others’ work and provide reinforcing and constructive feedback to meet our high quality standards.
• Write high-quality code that can be easily understood and leveraged by others.
• Rigorously test the code we write as a team and support it as part of a sustainable on-call rotation.
• Take active part in improving our processes, flow of information and work culture.
• Conduct technical and soft skill evaluations to inform and influence our hiring decisions.
• Develop and review the technical content and requirements of the interview process.

What We Look For

• 5+ years of software engineering experience shipping production-quality backend services
• Proven knowledge of backend languages, tooling and design patterns – Python, Flask, Kotlin, AWS, MySQL, Airflow, REST, RPC, or others
• Humility and self-awareness to understand and navigate the unknown – e.g. deep complexity, ambiguous problems, unfamiliar technologies
• A track record of influencing other peoples’ work through architecture design, code review, cross-functional collaboration, domain expertise, coaching other engineers, or other means
• Prior experience building, launching and maintaining complex systems. Bonus points for experience with large-scale systems in a service-oriented architecture
• Prior experience collaborating with mobile and/or web frontend software engineers. Experience leading full-stack projects is a plus
• Well-developed interpersonal, written and verbal communication skills in English

Compensation & Benefits

Base Pay Grade - N

Equity Grade - 4

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €85,000 - €115,000

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental leave
• Employee Resource & Community Groups

Location - Remote Spain

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.