Senior Underwriter

Are you keen to work somewhere that’s stimulating and friendly with countless opportunities for growth and plenty of freedom to make a real impact? This could be the place for you!

We are looking for a Senior Underwriter to join us at INSHUR; we are based in sunny Brighton (sea, chips and seagulls included) and our company embraces a hybrid working model, allowing you to thrive in both collaborative office settings and the comfort of your own home. You’ll have the opportunity to work remotely while also connecting with your colleagues at our Brighton office at least once a week, fostering a dynamic and supportive environment.

You’ll be working on re-inventing insurance in exciting markets across multiple territories including the UK, US and the Netherlands, and new European countries as we expand.

Supported by (and reporting to) the Director of Underwriting, Europe, you'll be joining a friendly team who believe in delivering highly innovative, data-led, sustainable insurance products by challenging everything they know about insurance.

We value high performance and care deeply about making INSHUR feel like a place where everyone is building something really special, that we can all be proud of, and doing it with friends.

What you'll do

As our Senior Underwriter you will be responsible for managing the underwriting strategy and ongoing development of our Commercial Fleet portfolio. You will focus on innovation, profitability & growth to develop and deliver the insurance product strategy, systems and all related activities. Working alongside peers who cover other products/territories, you will be leading initiatives to accelerate growth and to continually optimise the customer lifecycle, independently managing interactions with various departments, be it claims, financial, actuarial, operations, legal and external parties.

You will also be a contributor on our single vehicle products, supporting across Taxi, Courier and Commercial Vehicle on technical underwriting matters including product design, coverage and wordings

We don’t have a definite checklist of skills - our hiring process is much more about aptitude and passion than ticking boxes. So don’t worry if you’ve not used a particular tool or checked off all the listed skills and experience.

That said, below is a guideline of skills that we think would make you successful in this role.

We'd love to hear from you if you:

• Have plenty of product management and underwriting experience in the commercial Fleet insurance sector (we think this would be at least 5 years)
• Deep understand of the insurance regulatory landscape - you are very familiar with insurance market structures, market cycles and insurance operations, including compliance and regulatory issues
• Have an in-depth knowledge of all tools and models used in the underwriting process, having previously helped actuarial to develop rating plans and pricing tools
• Know how to work in collaboration with internal and external stakeholders (including brokers, insurers, suppliers and claims management companies) to deliver optimal results for the business
• Are comfortable with data gathering and manipulation techniques, have a strong command of Excel and excellent analytical abilities including mathematics and statistical concepts.

Your colleagues say you:

• Have excellent analytical, communication and interpersonal skills
• Are someone known to ‘think outside the box’
• A true teamplayer focusing on the end result
• Thrive in a fast paced environment and can easily cope with a fair amount of uncertainty

What we offer

We provide a friendly and stimulating environment for everyone to grow, learn and thrive. Our working environment is a hybrid of remote and office-based operation and we encourage a flexible way of working to adapt to personal circumstances and individual and business needs.

We offer all our employees stock options and we've built a benefits package that invests in our employees’ long-term personal and professional growth and wellbeing. Here’s a sample of what this includes:

• 30 days of holiday annually in addition to bank holidays
• Private healthcare scheme for you and your family
• Life Insurance
• Up to 13 weeks of parental leave at full pay, regardless of your gender
• Workplace Nursery scheme
• Flexible working hours
• Annual personal training allowance and regular learning opportunities
• Monthly flexible wellbeing allowance to help you stay healthy and productive
• Access to Employee Assistance Program
• Office massages

It goes without saying that we provide everyone with a laptop, monitor, top of the range kit and any software you need.

About Us

INSHUR is the fastest-growing global provider of insurance for the on-demand economy, making coverage fair and accessible for drivers.

Cutting edge technology underpins our revolutionary offering for on demand drivers, keeping premiums affordable and delivering results for partners. With a focus on embedded insurance solutions, and complementary technology integrations for digital platform providers such as Uber and Amazon, we’ve been helping drivers stay on the road since 2016 through our data, technology and in-house expertise.

We completed our B1 funding as well as the acquisition of American Business Insurance in 2023. We have exciting plans to continue growing our portfolio and product lines and expand to new territories in the future.

As a global team of around 220 people based across the US, UK and the Netherlands, we value:

• Generosity, inclusivity, open-mindedness and diversity
• The delivery of great results and learning in the open
• Freedom to make long-term, high-impact decisions
• The wellbeing of our teammates and the people around us

And… Enjoying the ride!

Equal opportunities

We believe that having a diverse team where everyone can be their authentic self is the key to our success. We are passionate about equal opportunities and improving the tech industry for the better, so we encourage people from underrepresented backgrounds to apply. We don't discriminate based on race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability or age. ​Our offices, when open, are child-friendly, dog-friendly and fully wheelchair-accessible​.

While this position is advertised as full-time, we are flexible on the specific arrangements for the right candidate and would be happy to discuss part-time, job-share or other flexible arrangements, if required. Let us know in your application if you have accessibility requirements for your interview and we will do our best to accommodate.