Legal Counsel

About Us

YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US.

We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future.

The Role:

We are seeking a top-performing, smart and motivated individual to join our legal team in London. You will work with the legal team and the wider company to deliver growth against ambitious targets (>doubling each year), support YouLend’s business in the UK, US and Europe.
If you have 3+ years of PQE with experience in commercial, finance, corporate and/or fintech practice and are looking for an opportunity to grow within a supportive and knowledgeable team environment, this could be a great opportunity for you. The role is varied and will require you to develop capabilities across product, tech, commercial negotiation, investor relations (debt and equity), regulatory, project management and stakeholder management. This position offers the opportunity to make the role your own, career progression, a mature culture and a team with extensive experience and credibility in the market at all levels.

Requirements

You will:

• Work closely with the legal team and business to find innovative and business friendly solutions, e.g., ensuring swift merchant onboarding, developing legal processes across geographies as well as contributing and driving legal product development
• Support the sales and partnership teams negotiating major partnerships for YouLend, including participating in the RFP / term sheet process and drafting/updating bespoke agreements. Some of YouLend’s partners include Amazon, Dojo, eBay, Mollie, Paysafe, and Shopify.
• Support the capital markets teams on existing and new capital mandates
• Support the product team on YouLend' s existing products and the development of new products
• Draft, review and negotiate agreements, contracts, amendments and other legal documents
• Respond to ad hoc legal queries from the business, providing appropriate legal solutions
• Develop and deliver legal trainings across various teams in the organisation
• Help supervise and mentor junior members of the legal team
• Ensure successful go live with partners
• Ensure successful roll-out in new geographies
• Work with external counsel across jurisdictions to ensure YouLend’s regulatory compliance and manage counsel effectively where they are engaged in connection with specific projects, while establishing your own strong domain expertise.
• Provide expert and strategic legal advice to the General Counsel and executive management

You have:

• 3+ years of relevant post-qualification experience either in-house or in private practice, with a focus on commercial, finance, corporate and/or fintech practice
• UK, US or EU-qualified lawyer in good standing with experience working in the UK, US and/or EU
• A keen interest in Fintech and YouLend’s products
• Knowledge and understanding of commercial transactions, corporate law and cross-border transactions
• Ability to manage complex projects involving coordination across multiple time zones, challenging legal issues and tight deadlines
• Ability to exercise initiative and drive effective internal decision making across complex workstreams to enable Youlend to meet its long-term goals
• Highly driven and proactive. Must be keen to create process and structure and strive for continuous improvement
• Must be flexible, able to multitask, detail-oriented, and enjoy fast paced and high-intensity work, bias to action and “get things done fast”-mentality
• Exposure to a broad range of commercial and technology law issues and experience across a range of commercial contracts and the ability to analyse and identify the core legal issues
• Adaptability and willingness to roll sleeves up and get involved with all parts of the business is a key requirement
• Desire for a broad variety of work and willingness to learn rather than focus in a specific area of law
• A fast, self-driven learner who can gain rapid familiarity with complex products, solutions and legal frameworks and maintain knowledge of those changing products, solutions and legal frameworks
• Solutions orientated with excellent time management, planning and organisational skill

The following would be useful:

• Experience in business finance/ fintech / high-growth tech or working in a scale-up business / fintech

Benefits

Why join YouLend?

• Award-Winning Team: Our Legal team recently won "In-House Banking & Financial Services Team of the Year" at The Lawyer Awards, showcasing our commitment to excellence and industry leadership.
• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work 2024” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

We offer a comprehensive benefits package that includes:

• Stock Options
• Private Medical insurance via Vitality
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League / Squash Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.