Credit Support Analyst

Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio.

• To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
• Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business.
• Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
• To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
• To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
• Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
• To build trust, credibility and confidence with Agricultural and Business Clients

Requirements

Qualification Requirements:

Minimum Degree Requirements, one of the below qualifications or similar:

1. B.Comm (Management Accounting)
2. B.Comm (Accounting)
3. B.Comm (Agricultural Economics)

Preferable / Advantages:

• Hons Degree
• SAICA Articles/CA(SA)
• CIMA Qualified

Experience Requirements:

3 Years experience in the following fields or similar:

• Financial Management, Financial Accounting, Management Accounting role or similar.
• Credit/Financial Analyst role in Business Banking.

Preferable / Advantages:

• Agricultural Knowledge / Experience

Location:

• The position will be based in Port Elizabeth, Eastern Cape.

Additional information

Behavioral Competencies:

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies

Technical Competencies:

• Banking Process & Procedures
• Business Acumen (Audit)
• Customer Acceptance & Review (Business Banking)
• Customer Understanding (Business Banking)
• Financial Acumen
• Risk Identification