Head of Department

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Responsibilities:

• Lead independent credit assessment and review of all Credit related requests for corporate borrowers, highlight the key risk factors, red flags, work with internal stakeholders to identify risk mitigation and closure.
• Lead the monitoring and tracking of post approval credit issues and all covenants'/conditions/ instructions/interim monitoring and all other reports related to credit matters.
• Conduct independent checking on Single Customer Exposure Limits (SCEL) grouping and validate the rationale.
• Provide advisory on credit risk-related matters, provide support on credit-related training and coaching of junior members with the aim to elevate the level of quality in credit risk management.
• Undertake the ad-hoc credit-related project and work with regional office to oversee the full implementation.
• Update the Bank’s credit policies and manuals to align with all relevant regulations and internal directives.

Requirements:

• Applicant must have a recognized Degree in Economics, Finance/Accountancy/Banking or its equivalent from a recognized university/higher learning institution.
• At least 10-15 years of relevant working experience as Credit risk manager / Independent review reviewer in assessing large corporate / listed company credit.
• Possess excellent analytical skill including the ability to read and interpret financial statements, cashflow, industry/competitive analysis, projection, and the experience of dealing with complex business structures.
• Possess strong accounting knowledge and its practical application, good understanding of banking regulatory environment, industry trends, products, practices etc.
• Effective interpersonal and written/verbal communication skills in dealing with both internal and external senior stakeholders.
• Demonstrate strong leadership in managing team, mentoring skill, organizational skills, agility, resourcefulness and the ability to complete assignment within short notice in a fast-paced environment.
• Strong PC skills (MS Word, Excel, PowerPoint).

Consideration can be extended to internal candidate who is currently at Assistant Vice President level, working the way up to assume this role with the supports/guidance from Supervisor.

MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.