Director, Enterprise Risk Management

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

What We’re Looking For:

We are seeking a dynamic and strategic Director, Enterprise Risk Management to join our company. In this pivotal role, you will lead the development and implementation of risk management strategies that align with our business objectives and regulatory requirements. You will work closely with executive leadership to identify, assess, and mitigate potential risks to ensure the stability and growth of our innovative financial solutions. This position requires a proactive approach to risk management, exceptional analytical skills, and the ability to communicate complex risk concepts to diverse stakeholders.

The US base salary range for this full-time position is $180,000 - $225,000 + equity + benefits. Our salary ranges are determined by role, level, and location.

This is a remote position.

What You’ll Do:

• Develop and implement comprehensive risk management strategies and frameworks.
• Identify, assess, and prioritize potential risks to the organization, including financial, operational, and strategic risks.
• Oversee first line creation and maintenance of risk registers, ensuring accurate and up-to-date risk documentation.
• Work with first line risk managers to implement an enterprise management program.
• Collaborate with cross-functional teams to integrate risk management practices into business processes and decision-making.
• Monitor and analyze emerging risks, industry trends, and regulatory changes to ensure proactive risk mitigation.
• Prepare and present risk reports to executive leadership and provide insights and recommendations.
• Develop and manage a team of risk management professionals, fostering a high-performance culture.
• Continuously improve risk management processes and tools to enhance efficiency and effectiveness.

What We’re Looking For:

• Bachelor’s degree in a related field or commensurate work experience.
• Minimum 10 years of experience in risk management, preferably within the FinTech or financial services industry.
• Proven track record of developing and implementing successful risk management teams and strategies.
• Strong understanding of regulatory requirements and industry best practices related to risk management.
• Excellent analytical and problem-solving skills, with the ability to interpret complex data and trends.
• Exceptional communication and presentation skills, with the ability to convey risk concepts to non-technical audiences.
• Knowledge of Governance, Risk and Compliance (GRC) tools.
• Understanding of relevant industry regulations and frameworks (e.g., COSO ERM, ISO 31000, etc.).

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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