Credit Underwriter

The Role

Underwriters are at the heart of Capital on Tap as they allow us to grow our portfolio whilst keeping bad debt within appetite.

• Reviewing lending applications along with supporting credit reference agency and financial data in order to make an informed credit decision
• Performing credit reviews on our back book customers to determine whether their credit decisions are still valid
• Helping to facilitate change in underwriting strategy and structure to improve processes and efficiency
• Interacting with other internal teams to review all inquiries and provide credit decisions
• Facilitating Risk initiatives and pilots by reviewing credit data and making decisions within company appetite
• Conducting periodic reviews of individual bad debts to assist in risk, fraud and collections performance reviews

We place a huge emphasis on continual learning and have created an environment where this is possible every day. Internal mobility is important to us and our goal is to help every employee realise their aspirations. Why not check out what you need to do to progress in this role at Capital on Tap[ here!](https://progression.capitalontap.com/content/departments/credit/in...