Senior Software Engineer

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

What you need to know about the role
This is an SDE3 role in credit risk org. You will be focusing on building, shipping and maintaining services that power risk solutions for Global Pay Later line of business. In this role you are expected to lead, mentor and collaborate with senior engineers in understanding the requirements and drive execution autonomously.

Meet our team
This role is in Buy Now Pay Later Risk Platform team in PayPal Credit Risk Org.
This position involves full-time, hands-on development in a scrum team of 6-8 engineers.
As an engineer, you'll be instrumental in safeguarding our platform and enabling risk free transactions. You'll work on cutting-edge technologies and frameworks, solving complex problems that deals with mission critical application, and making a direct impact on the lives of millions of users. Expect a fast-paced environment where innovation is encouraged, and your contributions will be essential to the team's success.

Job Description:

Your way to impact

Your work will be instrumental in safeguarding PayPal's core business by delivering secure, efficient checkout experiences for millions of global customers. You'll contribute to our strategic vision of a unified PayPal platform by developing innovative solutions that detect and prevent fraud, protecting our users, business, and bottom line.

Your day to day

• Design, develop, and implement robust Java applications for a large-scale Underwriting and Fraud detection platform, ensuring it's architected for scale, supports multiple tenants seamlessly, and integrates with various internal Paypal services.
• Advocate for excellence and contribute to a customer-centric approach.
• Own the quality of your deliverables throughout the development lifecycle.
• Collaborate with engineers and stakeholders to define and execute solutions.
• Thrive in a fast-paced environment with evolving business needs.

What do you need to bring

Technical Skills:

Strong Design and Programming skills in Java/J2EE, Spring, and Hibernate.

• 5-8 years of software design and web application development experience.
• Experience with REST APIs, Web Services, Unit Testing, and build tools.
• Experience with databases like MySQL or Oracle.
• Solid understanding of web-based programming languages.
• Rich object-oriented design and analysis skills.
• Ability to resolve ambiguity in requirements and estimate engineering effort for realistic schedules
• BS degree in computer science or related fields; MS preferred.

Personal Traits:

• Quick learner, undeterred by complex systems.
• Excellent collaborator, building trust with stakeholders to deliver high-quality solutions.
• Adaptable and thrives in a constantly changing environment.
• Plus factors: Exposure to tech events, hackathons, open-source contributions, blogging, or online tech forum participation

**We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

Additional Job Description:

Our Benefits

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com

Who We Are

Click Here to learn more about our culture and community.

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in more than 200 markets to join and thrive in the global economy. For more information, visit paypal.com.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.