Senior Manager - Financial Operations

Nium, the Leader in Real-Time Global Payments

At Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support:

-Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance

-190+ Pay Out Markets – 100+ in real time

-35+ Pay In Markets

-30+ Card Issuance Markets

-100+ Supported Currencies

Today, Nium is the leader in real-time global payments and the fastest way to send money across borders. We are co-headquartered in San Francisco and Singapore, with regional offices in Australia, Brazil, Hong Kong, India, Indonesia, Japan, Lithuania, London, Malaysia, Malta, Netherlands, and UAE.

Your Next Exciting Role

The Senior Manager – Finance Operations will lead the FinOps function and will play a pivotal role in maintaining financial excellence and overseeing the safeguarding of client funds process. You’re an ideal candidate for this role if you have a continuous drive to enhance processes, systems and reporting. Additionally, you should be able to multitask, prioritise and manage the team’s workflows, perform well under pressure and excel in a fast-paced environment.

What would a day @ Nium look like?

• Take full ownership and provide oversight of the safeguarding of client funds processes, including approving daily client money reconciliations and reviewing fund movements, acting as the escalation point for any safeguarding reconciliation issues.
• Lead operational treasury activities and oversee pre-funding with partners, managing settlements clearing and daily payments to Card Schemes (Visa / Mastercard) within specified timeframes.
• Oversee and coordinate the reconciliation process for all financial partners' setups.
• Manage operational flows and procedures for internal settlement processing systems.
• Ensure that policies and procedures for safeguarding client money are kept current, setting the compliance tone with regards to regulatory obligations.
• Ensure timely compliance with regulatory requirements and reporting obligations of the card schemes.
• Maintain an updated central documentation repository for all reconciliation processes, internal procedures and take ownership of the FinOps risk register.
• Drive continuous improvement and standardisation of processes and reporting, including automation and the design and implementation of new processes and controls to ensure efficient, accurate and timely financial reporting.
• Take ownership of the internal reconciliation engine, collaborating with the engineering team, business intelligence team and other consultants to ensure appropriate data validation checks, automate and fully integrate systems.
• Ensure the accuracy of general ledgers, maintain proper accounting records for the business operations and adhere to standard accounting principles.
• Oversee the month-end tasks and take a key reviewer role in delivering management accounts within the month-end process, collaborating with other finance functions.
• Manage the FinOps team, motivate team members, establish performance goals and objectives, and facilitate professional development.
• Collaborate with all group departments, banks, legal counsel and other external stakeholders.
• Manage internal and external audits, coordinate responses to auditor findings and implement action plans accordingly.
• Assist with other global projects, support the Board and collaborate with other senior management, as required from time to time.

Which skills & experiences will make you successful?

• 5+ years’ experience in a similar financial operations management position. Experience in FinTech, payment processing, navigating startup landscapes and/or working within organisations with cross-jurisdictional operations are considered a strong plus.
• Bachelor's degree or equivalent in Accounting, Finance or related field.
• Experience working with card scheme (Visa and Mastercard) and card processor reconciliations is a strong plus.
• Proven track record of implementing process improvements and driving operational efficiency.
• Understanding of compliance and regulatory requirements related to financial operations and safeguarding of client funds.
• Good proficiency in Microsoft Excel and accounting software.
• Excellent organisational and time-management skills, with the ability to manage a team, multiple priorities and meet deadlines.
• Conversant with a strong interest in both IT, databases and finance.
• Problem-solving and decision-making skills with the ability to analyse complex information to identify the core issue, appropriate action and drive resolution.
• Experience in people management, motivating others and providing coaching to develop performance.

Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job candidates. Please review our Candidate Privacy Notice for more information.

Candidate Privacy Notice: [https://www.nium.com/privacy/candidate-privacy-notice>

What we offer at Nium

We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions and robust performance reviews, we ensure that all employees are rewarded and incentivized for their hard work.

We Care for Our Employees: The wellness of Nium’ers is our #1 priority. In addition to many other benefits, we offer medical coverage, 24/7 employee assistance program, generous time off policies, and a year-end shut down. We also provide a hybrid working environment (3 days per week in the office).

We Upskill Ourselves: We are curious, always want to learn more and upskill ourselves. As well as role-specific training, we also offer a global learning stipend.

We Constantly Innovate: Nium continues to be globally recognized for its constant innovations, growth, and employee-centric mindset since our inception:

-2022 Great Place To Work Certification

-2023 CB Insights Fintech 100 List of Most Promising Fintech Companies.

We Celebrate Together: Work is also about having fun with your colleagues and forging deep relationships. We host company-wide social events onsite and virtually, provide team morale budget and bonding activities, happy hours, team offsites, and much more!

We Thrive with Diversity: Across 33 nationalities and 18+ countries, our diverse and multicultural team embodies our commitment to a safe and welcoming environment for everyone.

What it’s like to be a Nium'er

At Nium we center our way of work around 3 core values globally:

#KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind.

#MakeItBetter: We build innovative solutions that make our customers' lives better.

#WinItTogether: We win in this competitive market by collaborating as one team.

For more information, visit www.nium.com.