JOB DESCRIPTION

TITLE: Financial Statement Analyst

DEPARTMENT: Financial Analysis

REPORTING TO: Team Leader

PURPOSE OF THE POSITION:

To perform financial analyses on multifamily/commercial properties, which secure the mortgage loans originated as well as serviced by Berkadia utilizing financial statements, rent rolls and internal & third-party information systems.

ACCOUNTABILITIES (Duties may include but are not limited to):

• Review and input financial statements (e.g., income & expense statements) and rent rolls ((i.e., listing of all tenants and various information regarding leases) from commercial properties (such as hotels, apartments, office buildings, etc.) into a database system.
• Should involve reaching out to the borrower for additional information, clarifications on variances identified at the time of the analysis.
• Will be responsible for calculating and analyzing certain ratios regarding the performance of various properties
• Must be able to identify certain variances in the calculations and provide detailed and exhaustive analysis comments regarding the performance of the property.
• Will need to interpret loan documents to determine compliance requirements of borrowers.
• Must be able to assess risk associated with the collateral, identify changes to the risk and comment intelligently on the same.
• Must be able to look at the loan and collateral end to end while performing an analysis and take appropriate action as required by guidelines.
• Perform other duties and tasks as assigned by Management.
• Will be responsible for preparing certain reports in Excel and Word.

PRIMARY CUSTOMERS OF THIS POSITION AND TYPE OF CONTACT:

Title/Department/Outside Contacts Frequency

• FSA Group – India, & US Daily/as needed
• VP – CAG India Daily/as needed
• US servicing employees As needed

EDUCATION AND/OR TECHNICAL EXPERIENCE:

Experience/Education/Technical Skills Required:

• Minimum of Graduate in Commerce with at least 1 year experience. Prior experience in the finance/accounting sector is preferable.
• Must have familiarity with financial statements and accounting basics with a strong mathematical aptitude.
• Must be proficient in English, in both verbal and written communication.
• Must be analytical and display ability to research and resolve problems.
• Must be PC literate in MS windows environment with strong Microsoft Excel and Word skills.
• Must be able to think outside the box in researching problems and responding to customers.
• Must be able to read and comprehend loan documents.

Organizational Skills

• Exhibits an appropriate sense of urgency in managing responsibilities.
• Exhibits solid time management skills and works to meet or exceed all deadlines.
• Displays ability to follow up on outstanding issues with little to no supervision.
• Demonstrates the ability to manage multiple tasks under pressure.
• Excels in managing customer expectations with consistent results.
• Exhibits strong project management skills.
• Consistently sets goals for themselves and effectively manages the responsibilities of their desk.

Interpersonal Skills

• Demonstrates flexibility in dealing with changing circumstances and requirements.
• Exhibits appropriate level of diplomacy and tact in dealing with challenging situations.
• Exhibits respect for other team members and management.
• Must be willing to go the extra mile in handling customer requests to respond appropriately and timely.
• Communicate effectively across the organization and to customers.
• Maintains consistent behavior, both in interaction with others and in the performance of key responsibilities
• Attempts to resolve conflict, facilitate team discussions, maintain a positive attitude and encourage and support co-workers.
• Demonstrates the ability to communicate difficult situations to the appropriate parties and to provide thoughtful solutions to remedy the condition.
• Motivates self and others into positive action.

CONDITIONS OF WORK:

The Financial Statement Analyst will be expected to work a reasonable amount of overtime when requested to meet business objectives. Travel may be required from time to time.

While this job description is intended to be an accurate reflection of the job requirements, management reserves the right to modify, add, or remove duties from particular jobs and to assign other duties as necessary.

Berkadia, as an equal opportunity employer, celebrates our employees’ unique differences, which we believe drives personal and company-wide innovation and creates a people-first culture where your career can take the long view. To achieve these goals, we are committed to the full inclusion of all qualified individuals, without regard to race, religion, age, color, national origin, gender, sexual orientation, gender identity or expression, marital status, domestic partner status, military and veteran status, disability, pregnancy, parental status, genetic information, political affiliation, or any other status protected by federal, state and local laws.

In keeping with our commitment, Berkadia takes the necessary steps to provide a workplace free from harassment and discrimination, as well as access and reasonable accommodations for individuals with disabilities. If you require reasonable accommodation to take part in the interview process, please contact talentacquisition@berkadia.com.

You have rights under Federal and State employment laws. No question in this Application is intended to elicit information in violation of any such law, nor will any information obtained in response to any question be used in violation of any such law. If you apply for this role, you are acknowledging Berkadia's Application Policy and Berkadia's Privacy Policy. Please click the following links for more information about: EEOC, Employee Rights under the FMLA, EPPA.