Senior Compliance Officer

Join our team as a Senior Compliance Officer (AML/CFT Governance & Advisory).

Yes, you can! That's our attitude towards our work, ambitions, ideas and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them – professionally and personally.

Whoever you are, and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

Join the dynamic Pan-Baltic Compliance organization as we seek a talented and dedicated Senior Compliance Officer for our AML and Sanctions Compliance Department. At Luminor, we believe in fostering a culture that thrives on innovation, collaboration, and commitment to excellence. We are excited to welcome a proactive colleague, ready to take on the challenge of working with complex Sanctions tasks and contribute to building a robust and efficient AML/CFT compliance function within the Bank.

What We Offer:

• Flexibility. Flexible working hours, remote work and a possibility to work from anywhere in the EU, Iceland, Switzerland and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humor and having fun
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.
• Gross salary. 3600-5000 EUR/month, which is to be determined depending on your level of experience and competencies

What You Will Do:

• Develop and maintain the AML/CFT compliance framework following Luminor standards, regulatory requirements, and international best practices.
• Lead and oversee projects focused on AML/CFT compliance, including coordinating workgroup activities and aligning process implementation plans.
• Proactively identify and assess ML/TF risks, document risk assessment activities, and propose effective solutions for risk management.
• Provide advise and guidance regarding regulatory requirements and redesigning relevant frameworks, processes, and controls to ensure their effectiveness and conformity with regulations.
• Collaborate with stakeholders and process owners to define remediation plans and manage identified issues by implementing recommendations.
• Participate in the New Product Approval Process (NPAP) to ensure compliance with AML/CFT requirements.
• Train and advise the organization on AML/CFT requirements and best practices.
  Prepare regular and ad hoc internal and external reports related to AML/CFT compliance.
• Contribute to team and Luminor Group's performance through effective collaboration, engagement, and commitment.

What We Expect:

• 3+ years of experience in AML/CFT compliance area within the financial sector, supervisory authorities, or audit companies (experience in a banks compliance or legal function would be advantageous)
• Academic degree in law or equivalent
• In-depth knowledge and understanding of AML/CFT regulations, with experience in their implementation
• Knowledge and understanding of Sanctions regulations
• Professional compliance certification (e.g., CAMS, ICA, CGSS, or similar) would be beneficial
• Proven initiative, ownership, and a results-driven approach with energy and a positive attitude
• Ability to independently manage one's job
• Structured way of working with attention to detail
• Analytical skills and a holistic, strategic mindset
• Proficiency in MS Office and SharePoint
• Advanced level of English; fluency in at least one of the Baltic languages is required

Application deadline is 16th of June. We are looking for a candidate primarily already located within Baltics and please apply with your CV in English and PDF format!