Head of Product - Cross Border Payments and Foreign Exchange

About Us

ClearBank was built on the belief that banking infrastructure would no longer slow down progress. Instead, it’s the catalyst that unlocks the potential to innovate. That’s why our clients — financial institutions from fintech’s and crypto platforms, to banks and credit unions — use our API to power their banking infrastructure.

But we wouldn’t be ClearBank without our people. They’re what powers our innovative technology and the reason we love what we do every day. We’re a group of spirited people who are never afraid to challenge the norm – becoming stronger, more energised, and that much better when we’re together. It’s our belief in fairness, autonomy and choice that means our people are empowered with the tools to learn, grow, and contribute to ours and our clients’ success. Interested in joining us? Read on or visit our website for more information.

About you

You’ll be joining the Customer Product team as the Head of Cross Border Payments and FX. Reporting to the VP of Customer Products, you’ll be a part of an energetic business that is challenging the market and doing things differently.

We are seeking a highly experienced and skilled individual to join our team as the Head of Cross Border Payments and Foreign Exchange. You will need to have a deep understanding of the global payments industry, with a particular focus on cross-border payments, digital assets for cross border payments and foreign exchange.

Your responsibilities as Head of Cross Border Payments and FX will be to:

• Understand ClearBank Customers and the best way to support sending and receiving cross border payments, whether its via international swift or through an alternative payment method
• Develop and implement key strategies to drive growth, improve customer experience and achieve revenue targets.
• Drive a 3-year roadmap and have deep industry knowledge of traditional and alternative cross border payment methods (blockchain to facilitate international payments) and investigate build, buy, or partner strategy to build out our customer requirements.
• Build and coach a high performing team of product managers on day-to-day operations, to drive product development, prioritization, and backlog management.
• Build and maintain relationships with key partners, including financial institutions, payment processors, and regulatory bodies.
• Monitor market trends and competitive landscape to identify opportunities for innovation and expansion.
• Ensure compliance with all relevant regulations and guidelines, including anti-money laundering and sanctions screening requirements.
• Collaborate with internal stakeholders, including product development, sales, and marketing teams, to drive business growth and achieve strategic objectives.
• Work closely with Treasury on ClearBank's balance sheet management to ensure optimum handling of currency balances for both capital and liquidity purposes.
• Lead cross functional teams to streamline processes, improve operational efficiency and enhance the organization’s competitive position in the cross-border payments space.

Requirements

• You will need to demonstrate a proven track record of success in a similar role with at least 5-10 years of product management experience. You must have a strong understanding of cross-border payments and foreign exchange markets.
• Excellent leadership, team management, business development and strategy experience, communication and analytical skills are essential, as well as the ability to work effectively in an energetic dynamic environment.
• A bachelor's degree in finance, business, or a related field is required, with a master's degree preferred. Additional certifications, such as Certified Treasury Professional (CTP) or Certified Foreign Exchange Professional (CFEP), are a plus.

Benefits

• At ClearBank we have a flexible working philosophy, empowering our employees to manage their time in a way which allows them to meet both work and personal commitments, in partnership with their line manager
• Spacious and well-equipped new offices in London and Bristol
• 27 days annual leave per year, plus flexible bank holidays
• The option to work outside of the UK for up to 30 days per year
• Regular company-wide socials
• Take a couple of days per year to volunteer with your chosen charity to do something bigger than ClearBank
• Private healthcare through Healix and discounted Bupa dental cover, with employee healthy living perks and discounts through YuLife
• Enhanced family-friendly leave
• Plus, you’ll have the opportunity to join an innovative team that’s building a bank fit for the future! 🚀

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration.

ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation.

As part of the Company’s commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share this with our Talent Acquisition team prior to your interview stage, if applicable.

The legal bit

By submitting your CV, you confirm that you can demonstrate you have the right to work in the UK. Regretfully we are not in a position to sponsor applicants for immigration purposes at the current time. By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.