KYC Analyst

About

Swan, a European fintech company, is the easiest way to embed banking features into your product. This can be called “Banking-as-a-Service” or “Embedded banking”. We built Swan so that anyone can start embedding banking features within just minutes of visiting our website. Swan is truly fast and easy to use.

Swan already has 100+ customers across 10+ European countries, large enterprise and startups alike. They include Carrefour, Factorial, Alma, Pennylane and Agicap. We’re on track to take things much, much further, by expanding on Europe — localizing our product, and internationalizing our team and partner portfolio.

Swan has received 58M€ funding from VCs like Lakestar, Accel, and Creandum. We’re a Mastercard principal member and a licensed financial institution, passported across Europe.

With 200+ Swanees across offices in Paris, Bordeaux, Berlin, Barcelona and Amsterdam! Wherever you’re coming from, come as you are! We’re open to all kinds of people, from all walks of life. If you’re excited about joining a European fintech adventure, Swan is the way!

To learn more about us: About Swan ; Our story.

Job description

Swan is looking for a KYC Analyst to join its Operation team. Operations are a key pillar to Swan’s success. Their mission is to provide a flawless end-end customer experience. This team includes our Customer Success Managers, Technical Account Managers, as well as our KYC teams.

These folks are all about customer obsession and making sure Swan offers the smoothest, most elegant BaaS experience out there!

✨ Your mission

KYC:

• Onboard natural and legal persons for KYB-KYC
• Analyze transactions using a scoring engine
• Ensure confidentiality of investigations and exchanges
• Ensure compliance with procedures, internal policies, and legislation in force
• Complete all analyst assignments in a timely and accurate manner, reporting problems and anomalies as they are identified
• Participate in updating KYC/KYB operating procedures

Client Relations:

• Building and establishing strong relationships with clients is a key aspect of this role. You will be acting as the main point of contact for customers, answering their questions and requests

• Respond to functional questions from customers by questioning them, understanding their context and needs

• Improve documentation (Help Center) by implementing any ideas that allow for better client onboarding (articles, FAQ, etc.)

• Work effectively with all teams (Product, Engineering, Compliance, Operations, and Sales) to improve and develop new processes

Preferred experience

✨ You’re a great match if:

• You have experience in Back Office, KYC, or Customer Support, ideally in a Fintech, Payment Provider, Bank, consulting firm, or other fast-paced work environment. This experience will help you better understand the needs of our clients and the industry as a whole.
• You have a good understanding of the AML/CFT regulatory framework
• You enjoy optimizing internal processes to better respond to our customers. This requires a proactive approach and the ability to think outside the box.
• You can effectively communicate with internal and external stakeholders with excellent communication skills, especially when explaining our product, process, and business-related questions
• You have strong analytical skills and an eye for detail, allowing you to quickly elaborate key findings and make decisions.
• You are organized, rigorous, and autonomous
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door
• You have excellent English. Proficiency in another European language, such as German or Dutch, is also required.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

About Swan

✨ Perks of being a Swanee:

• ESOP packages available 😊
• Hybrid remote policy: We offer the possibility of working from home for 2 days per week.
• The best health insurance: Alan 🦭
• Swan encourages you to have fun staying fit, thanks to partnerships with Classpass & Gymlib.
• We respect your lunch break. Mid-day free-time is sacred and our French office even provides a Swile card to cover your meal on work days. 🥪
• Twice a year we go somewhere gorgeous (a chateau, a mountain) where we reconnect, deep-dive into big topics, and relax.
• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

✨ Our values:

Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture.

Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something's convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game, whether it's to support our partners in their growth journey, or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners' expectations— whatever it takes.

Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.

You can find out more about our culture.

Recruitment process

• A 30-min video call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions
• An interview with our Lead KYC and a case study
• An interview with our Chief Service Officer
• Meet the KYC team